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Create Your Account

First Name*
Last Name*
Email Address*
Home Phone*
Password*
Confirm Password*
Secret Question*
Secret Answer*
Loan Officer*
Will there be a Co-Borrower?*
How did you hear about us?
I prefer to be contacted by

This application is designed to be completed by the applicant(s) with the Lender's assistance. Applicants should complete this form as "Borrower" or "Co-Borrower", as applicable. Co-Borrower information must also be provided (and the appropriate box checked) when the income or assets of a person other than the Borrower (including the Borrower's spouse) will be used as a basis for loan qualification or the income or assets of the Borrower's spouse or other person who has community property rights pursuant to state law will not be used as a basis for loan qualification, but his or her liabilities must be considered because the spouse or other person has community property rights pursuant to applicable law and Borrower resides in a community property state, the security property is located in a community property state, or the Borrower is relying on other property located in a community property state as a basis for repayment of the loan.

If this application is for joint credit, Borrower and Co-Borrower each agree that we intend to apply for joint credit (check here): BorrowerCo-Borrower

What Kind of Loan Are You Looking For?

Loan Type*
Loan Purpose*
Residence type
Property Type*
Payment Term
Number of Units
Est. Loan Amt($)*
Amortization Type
Est. Property Value*
Purchase Price
Down Payment Source
Down Payment Amount
Property Address
City
State
Zip

Please Tell Us About Yourself

First Name*
Middle Name
Last Name*
Street Address*
City
State
Zip
Work Phone
Home Phone
Email Address*
Social Sec. No.*
(Own/Rent)
Time at Present Address
Time at Present Address
I prefer to be contacted by
Date of Birth*
Year of Schooling*
Marital Status*
Number of Dependents*
Click here if address is same as above.
Mail Street Address
Mail City
Mail State
Mail Zip Code

You understand that by clicking on the I AGREE button immediately following this notice, you are providing 'written instructions' to Infinite Wealth Inc. under the Fair Credit Reporting Act authorizing Infinite Wealth Inc. to obtain information from your personal credit profile or other Information from Experian and/or other credit bureaus. You authorize Infinite Wealth Inc. to obtain such information solely in accordance with a Mortgage Loan Application.

Please Describe Your Employment & Income

Employer Name*
Are you self-employed?
Are you retired or don't work?
Position*
Time Employed
Time Employed
Street Address*
City*
State*
Zip Code*
Years in same field*
Monthly Income Amount (before taxes): $*

Income from alimony, child support or separate maintenance payments need not be revealed, if you do not choose to have it considered as a basis for repaying this debt.

Other Income Source
Monthly Amt Other Income: $
Other Income Source
Monthly Amt Other Income: $
Other Income Source
Monthly Amt Other Income: $

This statement and any applicable supporting schedules may be completed jointly by both married and unmarried Co-Borrowers if their assets and liabilities are sufficiently joined so that the Statement can be meaningfully and fairly presented on a combined bases; otherwise, separate Statements and Schedules are required. If the Co-Borrower section was completed about a non-applicant spouse or other person, this Statement and supporting schedules must be completed about that spouse or other person also.

Completed JointlyNot-Jointly

Please list all sources of down payment (savings, checking, gifts, stocks, retirement inc., etc.

1. Cash Dep. Toward Purchase Held by
Amount: $
2. Financial Institution
Acct. Number
Account Type
Amount: $
3. Financial Institution
Acct. Number
Account Type
Amount: $
4. Financial Institution
Acct. Number
Account Type
Amount: $
5. Retirement Account
Acct. Number
Amount: $
6. Life Insurance
Amount: $
7. Real Estate Owned (market value)
Amount: $
8. Net worth of Business(es) Owned
Amount: $

Other Assets: (please describe below)

1. Description
Amount: $
2. Description
Amount: $
3. Description
Amount: $
4. Description
Amount: $

Declaration

1. Are there any outstanding judgments against you?
Applicant
2. Have you been declared bankrupt within the past 7 years?
Applicant
3. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
Applicant
4. Are you a party to a lawsuit?
Applicant
5. Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment?

(This would include such loans as home mortgage loans, SBA loans, home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial obligation, bond, or loan guarantee. If "Yes," provide details, including date, name and address of Lender, FHA or VA case number,if any, and reasons for the action.)

Applicant
6. Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee?

If "Yes," give details as described in the preceding question.

Applicant
7. Are you obligated to pay alimony, child support, or separate maintenance?
Applicant
8. Is any part of the down payment borrowed?
Applicant
9. Are you a co-maker or endorser on a note?
Applicant
10. Are you a U. S. citizen?
Applicant
11. Are you a permanent resident alien?
Applicant
12. Do you intend to occupy the property as your primary residence?

If "Yes," complete question 13 below.

Applicant
13. Have you had an ownership interest in a property in the last three years?
Applicant
(a) What type of property did you own?
Applicant
(b) How did you hold title to the home?
Applicant
If you answered "Yes" to questions 2, 3, 5, or 6 please explain below:
Applicant

Demographic Information of Applicant

The following information is requested by the Federal Government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. The law provides that a lender may not discriminate either on the basis of this information, or on whether you choose to furnish it. If you furnish this information, please provide both ethnicity and race. For race, you may check more than one designation. If you do not furnish ethnicity, race, or sex, under Federal regulations, this lender is required to note the information on the basis of visual observation and surname if you have made this application in person. If you do not wish to furnish this information, please check the box below. (Lender must review the above material to assure that the disclosures satisfy all requirements to which the lender is subject under applicable state law for the particular type of loan applied for.)

Applicant

Ethnicity Hispanic or LatinoNot Hispanic or LatinoI do not wish to furnish this information

Race

American Indian or Alaskan Native

  • - Enter name of enrolled or principal tribe:

Balck or African
White
Asian

  • Asian IndianChineseFilipinoJapaneseKoreanVietnameseOther Asians

  • - Enter race, for example, Hmong, Laotian, Thai, Pakistani, Cambodian, and so on:

Native Hawaiian or Other Pacific Islander

  • Native HawaiianGuamanian or ChamorroSamoanOther Pacific Islander

  • - Enter race, for example, Fijan, Tongan, and so on:

Gender MaleFemaleI do not wish to furnish this information

The above statements are submitted for the purpose of obtaining credit and are certified to be true and correct. I/We agree that usual credit inquiries may be made to verify statements. I/We agree that this application shall remain the property of the bank whether the loan is granted or not. I/We understand that there are certain closing costs for a mortgage loan. I/We agree to pay costs associated with this application. The bank is hereby authorized to do a complete financial review in conjunction with this application. Interest rates are subject to change.

Source Information

How did you hear about us?